Independent loan information
North East Warm Homes Loan FAQs
Eligibility, application dates and title restrictions. Registration opened 8 October 2026. Full applications open 22 October 2026. Facts checked 9 October 2026.
This is a quotation request, not a loan application. Apply directly to Lendology independently. No loan application is submitted or works authorised by this enquiry.
When can I apply?
Registration of interest opened 8 October 2026. Full applications open 22 October 2026. Check the official scheme page for updates.
Can the loan affect selling my home?
It can. Title restrictions can affect selling or remortgaging your property while the loan is outstanding. Check the terms directly with Lendology before applying.
What happens if I miss a repayment?
The loan has to be repaid. Missed repayments can affect your credit rating. Consider grants and assistance first through North East Warm Homes.
Who decides whether I am eligible?
Lendology assesses eligibility based on owner-occupier or landlord circumstances, the eligible property postcode and its assessment. WHNZ does not decide eligibility from your postcode or guarantee acceptance.
Is the WHNZ quote request a loan application?
No. It is a request for our property assessment and quotation services. Explore grants and assistance first, and contact Lendology independently if you wish to apply for a loan.
Can I choose my contractor?
Yes. You choose your contractor independently of the loan. WHNZ is not a Lendology partner or endorsed contractor, and no quotation, survey fee or work is guaranteed to be financed.
Who contracts for solar and battery installation?
Solar and battery installations are supplied under a direct contract with an appropriately certified installer partner. WHNZ supports your enquiry, survey and coordination. WHNZ does not claim to hold MCS certification or issue MCS certificates.
Are savings or loan approval guaranteed?
No. Suitability and expected performance depend on the property and specification. Finance approval is solely for Lendology to assess. Survey and design fees are quoted separately where applicable, with no promise of loan eligibility.